Insurers want to know if you have points on your record, and if so, how you got them, to determine how risky you are as a driver. Why do insurance companies look at your driving record?Īuthorities like your state’s department of motor vehicles (DMV) add points to your record to assess your worthiness to drive, which is seen as a privilege. Knowing that, wouldn’t it be wise to check it? Here’s what you can do to keep your driving record accurate and current before shopping for insurance. ![]() If it’s inaccurate, you could be paying more than you should. Insurance companies look at several factors when setting rates your driving record is one of the most important.
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